If you rely on the Supplemental Nutrition Assistance Program (SNAP) for monthly benefits, you might be curious about the recent changes due to the 2025 Cost-of-Living Adjustment (COLA). While the USDA has confirmed an increase for most states, the impact varies depending on where you live. Here’s a detailed look at the new benefit levels and when you can expect your payments in October 2025.
COLA Increase
The Cost-of-Living Adjustment (COLA) is an annual change made to various federal benefit programs, including SNAP, to reflect inflation and rising living costs. For 2025, most states and territories have seen a small increase in their monthly benefit amounts. This adjustment helps low-income families keep up with rising prices for groceries and other essentials. However, Hawaii has seen a slight decrease, making it the exception to the overall trend.
Example
- A family of four in the 48 contiguous states and the District of Columbia can now receive a maximum of $975, up from the previous $973.
- While this change might seem minor, every dollar counts for families who rely on these benefits.
Payment Dates
SNAP payments are distributed on different dates throughout the month depending on your state. Some states have already issued all payments, while others are still in the process of disbursing funds. Here’s a comprehensive list of payment dates by state:
| State/Territory | Payment Dates |
|---|---|
| Alabama | October 4 to 23 |
| Arizona | October 1 to 13 |
| Arkansas | October 4 to 13 |
| California | October 1 to 10 |
| Colorado | October 1 to 10 |
| Delaware | October 2 to 23 |
| Florida | October 1 to 28 |
| Georgia | October 5 to 23 |
| Idaho | October 1 to 10 |
| Illinois | October 1 to 10 |
| Indiana | October 5 to 23 |
| Iowa | October 1 to 10 |
| Kansas | October 1 to 10 |
| Kentucky | October 1 to 19 |
| Louisiana | October 1 to 23 |
| Maine | October 10 to 14 |
| Maryland | October 4 to 23 |
| Massachusetts | October 1 to 14 |
| Michigan | October 3 to 21 |
| Minnesota | October 4 to 13 |
| Mississippi | October 4 to 21 |
| Missouri | October 1 to 22 |
| Montana | October 2 to 6 |
| Nevada | October 1 to 10 |
| New Mexico | October 1 to 20 |
| New York | October 1 to 9 |
| North Carolina | October 3 to 21 |
| Ohio | October 2 to 20 |
| Oklahoma | October 1 to 10 |
| Oregon | October 1 to 9 |
| Pennsylvania | Over the first 10 business days |
| South Carolina | October 1 to 10 |
| South Dakota | October 10 |
| Tennessee | October 1 to 20 |
| Texas | October 1 to 28 |
| Utah | October 5, 11, and 15 |
| Virginia | October 1 to 7 |
| Washington | October 1 to 20 |
| West Virginia | October 1 to 9 |
| Wisconsin | October 1 to 15 |
| Guam | October 1 to 10 |
| Puerto Rico | October 4 to 22 |
| District of Columbia | October 1 to 10 |
Payments
Some states and U.S. territories have notably higher SNAP payments, largely due to unique economic conditions, such as extreme weather, remote locations, or high transportation costs. Here’s a look at the highest SNAP benefit amounts post-2025 COLA:
- Alaska: Maximum benefits depend on the region (Urban, Rural 1, or Rural 2).
- Rural 2 areas: Up to $1,953 for a family of four.
- Urban areas: Up to $1,258.
- Hawaii: Despite the decrease, it still has one of the highest payment amounts compared to other states.
- Guam and U.S. Virgin Islands: These territories receive higher benefit levels due to increased living costs.
Benefits
The amount of SNAP benefits and the payment schedule differ significantly across states because the cost of living is not uniform. States like Alaska and Hawaii, with high food and energy prices, receive higher benefit amounts. The staggered payment dates also help manage the distribution of funds more efficiently.
Haven’t Received Your Payment
If you’re still waiting for your October 2025 SNAP benefits, here are a few steps to take:
- Check Your EBT Card Balance: Sometimes payments are loaded, but the notification is delayed.
- Contact Your Local SNAP Office: They can provide specific details about your state’s schedule and any possible delays.
- Review Your Eligibility: Ensure there are no issues with your account that could cause a delay.
Staying informed will help ensure you receive your benefits without hassle and can plan your expenses more effectively.
FAQs
When will I receive my October 2025 SNAP benefits?
Dates vary by state, ranging from October 1st to October 28th.
Has the COLA increase affected my SNAP benefits?
Yes, most states saw an increase, except Hawaii, which experienced a decrease.
Why are some states still issuing payments?
Some states have longer distribution periods, lasting up to four weeks.
Are Alaska’s SNAP payments higher than other states?
Yes, due to higher living costs, Alaska has the highest SNAP benefits.
What if my benefits haven’t been delivered?
Check your EBT card or contact your local SNAP office for assistance.
