The Social Security Administration (SSA) has unveiled its payment schedule for November, and there’s a positive surprise for some Supplemental Security Income (SSI) recipients. The next SSI payment is scheduled for November 1, which is the typical payday for all SSI recipients. However, there is a change that will benefit some people who receive both SSI and Social Security benefits at the same time.
Here’s what you need to know about the November payment schedule, who will benefit, and why some recipients will see their money earlier than usual.
Payment Date
For those relying on Supplemental Security Income (SSI), the next payment will arrive on November 1, 2024. Unlike Social Security retirement benefits, which are distributed on four different days throughout the month, SSI is paid out on the same day for all recipients. This makes budgeting a bit easier for those depending solely on SSI.
However, if you’re also receiving Social Security retirement benefits, you may be used to receiving those payments on a different day—typically the second, third, or fourth Wednesday of the month. But there’s an important change for some people in November.
Payment
The SSA has announced a change in the payment schedule that will benefit certain recipients. Typically, Social Security payments are distributed on different days based on your birth date, but in November, some recipients will receive their Social Security payment earlier—on November 1.
This early payment applies to:
- Those who receive both SSI and Social Security or SSDI benefits.
- Recipients who began receiving benefits before May 1997.
If you fall into either of these categories, your November 3 Social Security payment will be sent on November 1, meaning you’ll receive both your SSI and Social Security benefits on the same day.
Change
For people who receive both SSI and Social Security, getting both payments on November 1 has its advantages. First, it simplifies your financial planning, as you will have access to all your funds at once. Whether you need to pay off debts, cover rent, or make necessary purchases, having both payments arrive on the same day gives you more control over your spending from the very start of the month.
Additionally, this can be especially helpful for those who rely on both SSI and Social Security to cover basic living expenses. You won’t need to wait for two separate payments to come in later in the month—everything will be available on November 1.
Increase
Although SSI recipients will receive their payment on November 1 as usual, there won’t be an immediate increase in their benefits until the 2025 COLA (Cost of Living Adjustment) goes into effect. The COLA adjustment will be applied to SSI payments on December 31, 2024. However, some SSI recipients may have already seen slight increases in their payments starting in October due to rule changes that affected eligibility and income limits.
Payment Schedule
Here’s a summary of the payment schedule for both SSI and Social Security recipients in November:
| Payment Type | Payment Date |
|---|---|
| SSI Payment | November 1, 2024 |
| Social Security (those born 1st-10th) | November 13, 2024 |
| Social Security (those born 11th-20th) | November 20, 2024 |
| Social Security (those born 21st-31st) | November 27, 2024 |
| Early Social Security Payment (for dual SSI/Social Security recipients) | November 1, 2024 |
Those who receive both SSI and Social Security payments will get their full benefit on November 1, while others will continue to follow the typical schedule based on their birth date.
November brings some welcome news for SSI recipients who also receive Social Security or SSDI benefits. The SSA has arranged for an early payment date for some, meaning that both SSI and Social Security payments will be delivered on November 1. This change allows recipients to have their funds available earlier, which can help with budgeting and paying off debts.
Keep an eye on your bank account or mailbox on November 1 if you’re eligible for this early payment. For everyone else, your payments will arrive as usual based on the SSA’s schedule.
FAQs
When will SSI recipients get paid in November?
SSI recipients will receive their payment on November 1, 2024.
Who is eligible for the early Social Security payment in November?
Recipients who get both SSI and Social Security or SSDI and those who started receiving benefits before May 1997.
What is the 2025 COLA, and when will it be applied?
The 2025 COLA will take effect in January, but SSI recipients will see their adjusted payments on December 31, 2024.
Why is the early payment on November 1 helpful?
It allows dual recipients to receive all their benefits at once, making it easier to manage finances.
When will Social Security payments be made for others in November?
Payments will be made on November 13, 20, or 27, depending on your birth date.
